The EasyIPDS Insurance Product Factory Platform is built around the full lifecycle management of products, establishing five core functional modules to form a complete support system for product development and operation.
I. AI Agent Empowerment Module
Leveraging the Volcano HiAgent platform, it supports plug-in creation, workflow orchestration, and scenario definition. It can automatically extract core product data to achieve one-click configuration, compressing the development cycle to within one week. It supports multi-scenario applications and enhances the efficiency and accuracy of product definition through large models.
II. Product Definition Module
Product Definition Shared Pool: Achieves full lifecycle management and control of products.
Basic Information Definition: Completes core configurations and supports linkage with the pricing layer.
Business Rule Definition: Covers the entire processes of new business, underwriting, policy maintenance, and claims.
Product Copy and Batch Import: Supports copying and batch import/export of data.
Product Review and Version Management: Provides review processes and change traceability.
III. Product Calculation Module
Core Calculation: Meets basic calculation needs such as premium, surrender value, and policy value.
Dividend Calculation: Supports six types of dividend-related calculations.
Survival Benefit and Annuity Calculation: Implements benefit calculation and time projection.
Interest Calculation: Covers four types of interest scenarios during the policy period.
Unit-Linked & Universal Calculation: Adapts to the fee and settlement requirements of unit-linked and universal insurance.
Liability Calculation: Provides payment calculation and logic control for claims.
IV. Interface Design Module
The platform provides multiple types of standardized interfaces, covering scenarios such as data import, rule query, and product calculation. It supports AI integration and comprehensively supports calls from the core life insurance business system, using standard protocols to ensure stable and compatible interaction.
V. System Common Configuration Module
Achieves unified management and flexible configuration of system-level parameters such as underwriting, policy maintenance, and interest rates. It adapts to common needs and improves operational efficiency.
