Starting from practical management needs, this system establishes standardized processes for collateral management, defines data ingestion and collection requirements, and builds a unified bank-wide collateral management framework. It not only meets day-to-day risk management requirements but also ensures full compliance with regulatory authorities.

More product inquiries

Key Pain Points Addressed

Product Features

Product Advantages

Why Choose Us

Key Pain Points Addressed

Decentralized credit management with inconsistent standards

Difficulty in controlling group-wide credit exposure

Low efficiency in quota allocation and utilization

Lack of real-time monitoring of quota usage

Weak post-credit risk monitoring capability

Product Features

Feature Details

Unified Credit Management: Centralized management of customer credit across institutions and products

Quota Allocation Management: Refined allocation, adjustment, and monitoring of credit limits

Quota Usage Monitoring: Real-time monitoring of customer credit utilization

Risk Warning and Control: Intelligent identification and early warning of over-limit risks

Quota Adjustment and Transfer: Flexible adjustment to improve capital utilization efficiency

Product Advantages

Strong support for group-wide, cross-regional, and cross-product unified management

Refined and intelligent quota monitoring and control

Significant improvement in capital utilization efficiency

Robust risk prevention and control mechanisms

Advanced and stable technical architecture

Why Choose Us

Global InfoTech has deep expertise in the credit business domain and has accumulated rich implementation experience in multiple banks. The Unified Credit Granting and Limit Management System delivers multidimensional value:

Deep industry expertise and practical experience

Comprehensive technical support capabilities

Strong scalability to adapt to future business development

Professional service team ensuring effective delivery

Secure, compliant, and controllable operations

Related Solutions

Credit Risk Early Warning System

Powered by AI-driven big data analytics, this system integrates effective external data with internal sources to build models that accurately extract risk signals. By quantifying risk at the customer level, it enhances predictive capabilities. A comprehensive risk warning framework is established around risk reporting, personalized dashboards, risk signal monitoring, and deep integration with credit processes.

Internet Lending System

Built around workflow-driven design and centered on risk management, the platform leverages a comprehensive tool stack to create an Internet lending operations platform that fully integrates online credit businesses.

Unified Collateral Management System

In banking, collateral is a core instrument for risk mitigation, and the quality of its management directly impacts credit risk control and asset security.

Intelligent Credit Reporting System

With the core objectives of “enhancing operational efficiency, reducing risk losses, and driving digital transformation,” this system is purpose-built for banking operations. It not only meets the regulatory requirements for compliance reporting but also provides the flexibility needed for internal management analysis—helping banks transition from traditional reporting to intelligent decision support.