The Unified User Rights Management Platform is an integrated 4A (Account, Authentication, Authorization, Audit) security management platform built for financial institutions. Based on a microservice architecture and financial‑grade security standards, it integrates identity governance, unified authentication, centralized authorization, and full‑process auditing capabilities. It breaks down identity silos in heterogeneous systems to realize one authentication for full network access, centralized authorization with dynamic control, full traceability throughout the process.